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Don't get scammed! Read all about merchant account providers and their services, rates, fees, and credit card processing. You need to understand the interchange fee. You need to read merchant account provider reviews and comparisons. A transaction fee is dealing with not only the bank but a gateway as well. Look for least expensive credit cards such as Visa Card and Master Card. But remember to try not to accept credit cards for tiny purchases. FYI: American Express, Discover, Diners, etc usually require higher transaction fees. Estimation of fee amount: 15 to 30 cents per transaction Paid to whom? The bank and/or Gateway. A merchant account is a type of a bank account setup with a payment processor. When a customers makes a purchase, money is held in the merchant account until the payment is cleared and sometimes longer depending on the credit status of the merchant. When the payment clears, the money is transferred to the merchant's business account. merchant accounts comparison,merchant accounts reviews,merchant,wamu merchant account,merchant account provider,merchant services reviews,compare merchant accounts,merchant accounts reviews,merchant account,merchant feedback,merchant, account fee If the merchant account provider charges the same rates for MasterCard and Visa, you’re being overcharged or they’re hiding charges. You’re also probably paying too much if the merchant broker only gives you one qualified rate or only offers mid and non qualified rates. Anytime you lease credit card terminal equipment from the merchant account provider, you’re getting a bad deal. In a matter of months you’ll end up paying more than if you’d have purchased the equipment outright.